Deductible Dilemma
The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most...
Your Home’s Equity Could Be the Answer
A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed...
Which Value Do You Want?
What your home is worth depends on why you ask the question. It could be one value based on a...
Shorter Term – More Savings
Whether you’re refinancing your current home or buying a new one, something worth considering is a 15-year loan rather than...
Home Energy Aware
After the mortgage payment, the largest homeowner expense is for utilities and the major component is energy. Contributing factors include...
Home Safe Home
Home is a place you should feel safe and secure. Sometimes, we take it for granted and unfortunately, we do...
Other People’s Money for College
Consider the goal of funding a child’s college education in the future. If “other people’s money” in the form of...
Assumptions are an Alternative
In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason...
Family & Friends Mortgage
Anytime a lender and borrower can agree on rates and terms, it can be a good match but IRS has...