Cash-In Refinance
Would someone really refinance their home and not take money out of it? Certainly, if they could get a lower...
Up-front Points to Lower the Rate
When loans are quoted by lenders, most buyers pay attention to the interest rate but not so much to the...
Debt Relief May Trigger Tax
The Mortgage Debt Forgiveness Act, originally passed in 2007, was extended three times to protect homeowners from paying income tax...
Indecision is Not a Decision
There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is...
Risk Rate Relationship
Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number...
Pre-approval is Good for Everyone
Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing...
Easier to Play the Game
It’s much easier to play a game when you know the rules so you can avoid mistakes that may keep...
Protecting Your Credit
One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up...
Investing on Your Side of the Fence
The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in...